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Frequently Asked Questions

How does factoring really work?

It is very simple and straight forward. We will look at your invoices and come up with a way to give you the maximum amount of money possible.

Is this a business loan?

No, this is very different. Business loans are difficult to get and can take a long time. A factoring deal is fast and not credit driven.

Why Factoring.net?

We treat each and every client as if they are the most important. We have been in business over 30 years by taking this approach.

What are factoring rates?

The discount charge ranges from 1.5% to 4%. Discount charges are calculated daily and applied to the principle balance monthly.

Who will contact me?

A great majority of the time we will process everything ourselves. In the event that you can get a better deal elsewhere, we will submit your application to a partner. You will be notified of this and we will always respect your privacy.

How long until I get approved?

Typically you will have an answer within 12 hours although it may take up to 24 hours.

When You Are Ready, We Are Here

Factoring.net is ready when you are. If you’re running low on working capital or just need some extra funds, Factoring is a great way to leverage your already existing assets – your receivables. Fill out the short application now or give us a call.

  • Factoring is not a Loan, it's a sale of YOUR receivables!
  • Our rates are the lowest in the industry, starting at 1.5 %.
  • We offer a non-recourse factgoring. Sleep soundly at night!
  • We fund approved deals within 48 hours.
First time factoring?Learn about Factoring

Start the Process...

Answer these basic questions about your business and start the application right now. The whole process takes less than 5 minutes.

No obligation - No fees
Continue Application There are no upfront or application fees.

Don't take our word for it

Everyone was very helpful to our company throughout the process. We really needed to get cash for invoices immediately, and Kris along with the rest of his team delivered.

- Kristin Wintum Charles Town, WV testimonial
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